Best 256GB Smartphone Under ₹20,000: Help Me Choose!

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I’m planning to buy a new smartphone with 256GB storage, and my budget is ₹20,000 (after applying credit card discounts).
I’ve narrowed down my options to
1. OnePlus Nord CE 4 Lite
2. Motorola Edge 50 Neo.

Nothing 2a service Centre is not good in pune…that’s why I’m skeptical about this phone…also I have to shell out more money for charger separately.

Could you help me decide which one would be the better choice?

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